“80% of property problems start with one missing document.”
Buying a property is a lifetime investment. Don't let a small oversight turn into a legal nightmare. Use our interactive tool to instantly check the safety of your property documentation.
Chennai's real estate market has specific legal nuances like CMDA vs DTCP approvals, Natham land classifications, and complex Patta transfers. A valid sale deed is not enough; you must verify adherence to land use zones and approval norms to avoid demolition risks or resale issues.
Failing to trace the original ownership for 30 years often hides past disputes or family claims.
Gaps in the Encumbrance Certificate can hide mortgages or court stays against the property.
Buying 'Panchayat Approved' plots that lack valid DTCP/CMDA sanction leads to zero resale value.
| Score | Risk Profile | Action Recommended |
|---|---|---|
| 80 - 100% | Safe | Documents appear strong. Proceed to final legal opinion. |
| 50 - 79% | Caution | Some documents valid, but critical ones missing. Verify immediately. |
| Below 50% | High Risk | Major documents missing. Do not pay any advance. Consult expert. |
Legal verification ensures that the property you are buying has a clear title, is free from litigation, and complies with all local regulations. This protects you from future legal disputes and financial loss.
Key documents include the Mother Deed, Sale Deed, Patta, Encumbrance Certificate (EC) for at least 30 years based on the property history, Property Tax receipts, and Building Plan approval.
The process typically takes 3 to 5 business days, provided all necessary documents are available. Complex cases with missing documents may take longer.
A low safety score indicates missing critical documents or potential legal issues. It is advisable not to proceed with the payment or signing agreements until the issues are resolved and the score improves.
No, EC only reflects registered transactions. It does not certify ownership title, possession, or approval validity. You need a comprehensive Legal Opinion tracing 30 years.
Buying an unapproved plot is high risk. You cannot get a building plan approval, bank loan, or official power connection. It is often illegal to build on such land.
Patta is the primary revenue record proving ownership. Buying without a Patta or with a mismatch in Patta name is risky and can lead to future litigation. Always insist on a joint Patta or subdivision name transfer.
It is recommended to check the parent documents for at least the last 30 years to ensure there is a clear flow of title and no missing links.
Don't take chances with your life savings. Talk to our experts before you pay even ₹1.